NPS Vatsalya is an innovative pension scheme under the National Pension System (NPS), designed specifically for minors. Its primary aim is to foster a pensioned society by encouraging early savings for retirement. Managed and regulated by the Pension Fund Regulatory and Development Authority (PFRDA), the scheme allows parents or guardians to open and operate an account for a minor, which seamlessly transitions into a regular NPS Tier-I account once the child turns 18.

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